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Good camera equipment is not cheap. Most photographers spend years acquiring theirs. If you had to replace all your photography equipment at once, or even a portion of it, would you be able to? What would you do if faced with such a situation? Settle for a fraction of the photo equipment you once had? Stop taking photos altogether and pick up a cheaper hobby?
None of the above sound appealing? Consider insuring your camera equipment. If your photo equipment is insured, check the coverage and exclusions of your photography insurance policy to make sure you have the coverage you need. If you lost all your photography equipment tomorrow, would your camera insurance company pay for the replacement value of your photography equipment? Would you face exclusions if you receive photography-related income? Understanding your level of camera insurance coverage today could save you from being unable to shoot pictures tomorrow.
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